About 75% of our total employee base is comprised of entry level employees. We just completed our Non-Discrimination Testing on our 401k and the results were horrible because of our low participation among the NHCE's. Our plan is very generous in that we match 100% of the first 3% so for this small election our employees can gain the maximum benefit but our enrollments continue to be low. It is very difficult in these lean times to convince employees who live paycheck to paycheck that this investment in their future is worth it. Can any of you give me ideas that you have used in the past to either "get the point across" or make this a "too good to pass up" benefit? I would greatly appreciate any ideas or suggestions.