un-enrolling from an insurance carrier
![trkelley](http://blr-hrforums.elasticbeanstalk.com/plugins/DefaultAvatars/design/OrangeAvatar.jpg)
I'm fairly new to the HR role and have a question:
I have an employee in Massachusetts who wants to terminate her health insurance.
She has to wait until open enrollment, anyone have a professional yet soft response on
how to approach her.
Some employees feel our benefits are outrageous.
Below is her stated request:
Starting January 1st, I will not need BPCC BCBS Insurance. I have found another insurance carrier and it will come into effect on the 1st. Just wanted to let you be aware of this. However, I am not sure of the process of un-enrolling from an insurance carrier, so please let me know if you need me to do/sign anything.
Thank you!
I have an employee in Massachusetts who wants to terminate her health insurance.
She has to wait until open enrollment, anyone have a professional yet soft response on
how to approach her.
Some employees feel our benefits are outrageous.
Below is her stated request:
Starting January 1st, I will not need BPCC BCBS Insurance. I have found another insurance carrier and it will come into effect on the 1st. Just wanted to let you be aware of this. However, I am not sure of the process of un-enrolling from an insurance carrier, so please let me know if you need me to do/sign anything.
Thank you!
Comments
When is your open enrollment? If it's soon, you could say, "Sally, Unfortunately because our premiums are deducted from your pay pre-tax through our section 125 plan, we cannot stop those deductions until the next open enrollment that starts March 1. I'd be happy to help you with cancelling coverage at that time. Please call me so we can talk about this further. I know it's confusing!"