Help with Direct Deposit of Payroll

We are a financial institution, and have the ability to direct doposit payroll into employees' accounts if they have an account with us. We have an employee who refuses to open an account with us so we have to cut her a manual check. Out of 135 employees she is the only one. Can we make it mandatory that she have an account with us in order to receive her check via direct deposit, or are we stuck.

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