What percentage do you cover?

nohr4u1yr

I am taking a poll to find out what other companies are paying towards the total premium of health insurance for their employees. We are a non-profit organization and currently cover 80% of the employees premium and 0% for dependents.

Thank you for your participation!! I hope your day is going well!

Shelley

mushroomHR

We have two plans. The plan with the high deductible has no employee contribution. We the employer, pay the full cost. Our other plan is a richer plan and for that we charge $125.00/month for family and $50.00/month for single. I'm sure that will be changing come renewal in April of 2005 when our premiums will once again skyrocket.

HRCalico

90% employee and 50% of family health. (but we're manufacturing and actually make money!)

MaryHR

Shelley,

We are also a non-profit organization and until this year covered 100% of premiums for ee and dep. We have grown so much that we now charge 2% of dependent coverage only. Very minimal, but it did not go over well.

nohr4u1yr

HRCalico - you may make money...but...we always have warm sunny weather! x:D

Nicole

We pay 100% of the employee premiums for our exempt employees and 80% of our non-exempt employees premium.

We do not pay any portion of dependent coverage for any employees.

jmcaa

[font size="1" color="#FF0000"]LAST EDITED ON 10-26-04 AT 03:53PM (CST)[/font][br][br]We pay approximately 67% of the cost and employees pay the other 33% Single OR Family Coverage.

We are self-insured.

System

We're a local government. We pay 85% for the employee and dependents.

sonny

Also local government. We pay 100% for ee and 35, 45 or 55 % of dependent coverage depending on pay grade.

mrbill

We are a local government also, and the City pays 80% of the premium for both individual and family plans. Health Insurance is a budget buster, and I am spending a great deal of time trying to find ways to save $ for the City, without throwing a large increase on the employee premiums.

System

mrbill, do you pre-tax the employee's portion under section 125? You could change the employer/employee to 75/25. It would save both the er and the ee $$. The employee's take home would be the same and their taxable income would be less.

smsbookkeeper

We are a public school and cover 87.5% for certified and unaffiliated employees and 85% for non-certified employees.

Caroliso

I JUST logged on to see if there was any information on this on the forum, so thanks for asking the question, Shelley.

Right now we have a formula where we pay 100% individual for full time, 80% for part time individual, and then pay 60% of difference for full time family and 50% of difference for part time family.

Our staff have been howling because as rates leap 20% per year the families are getting socked. I don't blame them, but individuals will not be happy to learn that the alternative is to have them assume some of the costs. That seems pretty typical, however.

I am interested in hearing if folks have different percentages for full time vs. part time. From the responses above, I'm concluding no.

marc

We pay 100% for the EE's on the HMO plan. There is an upgrade available to a PPO - the EEs pay for the difference.

We pay nothing towards dependent coverage.

We do not cover anyone working less than 30 hours.

karene

We have a high deductible health plan with an HSA. We pay 100% of the single premium for all employees, 2-person and family coverages pay the additional cost of the premium. We also contribute the same amount to each employee's HSA ($1500), regardless of whether they have single or 2-person/family coverage. Single deductible is $2250 and 2-person/family is $4500. I've done a survey and most employees are satisfied. This is the first year of the plan. It has certainly kept our costs in line.

Kathy in Alabama

We pay 50% of the premium for both family and individual coverage. If an employee works enough hours to be eligible for insurance (30 hours a week), then they receive the 50% benefit.