Question on health insurance premiums paid by employees

In December, our health insurance premiums went up. Also, during that time two employees made changes to their health insurance contracts (added someone). However, our payroll department did not notice the changes and hence continued to bill them at the old rate. Is it legal to notify them now and make additional deductions from their checks to recoup what has accumulated?

Comments

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  • Technically, if you are charging your employees the old rate, they only have the old coverage. I am sure they want the new coverage, or they would not have applied for it. Talk to these employees and explain the situation. Will it be a burden to deduct the entire amount all at once? If so, perhaps you could break it up. The employees should have known their premium would go up and therefore should have come and asked about it when it didn't (you can bet they would have been at your door if it was supposed to go down and didn't). Like other employees, if they want coverage they have to pay for it. Deduct the additional premiums.
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