Disability Insurance

The company I work for does not contribute to social security. This is a problem, because if an employee retires or leaves the company, he or she will not be covered under disability insurance from social security since we do not pay into it. We are in the state of Washington.

My question ....Does anyone have names of insurance companies that cover disability insurance for longer than 2 years after an employee has left the company. So if an employee chooses to pay premiums for disability insurance and leaves, he/she will be covered as long as they continue making their premium payments.

Your help is greatly appreciated.

Thank you!

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