Perks or Benefits
jfpmgrmountainnet
4 Posts
We are a group of clinics. We would like to offer our employees some health care services as a benefit. Much like the charcoal plant gives a free bag of charcoal a week or the restaurant lets the employees eat free.
1)If we bill the employee's insurance, can we write off the balance? This would include deductibles and any co-payments.
2)Another way we have talked about is to write off the office visit and charge our cost on labs and supplies and not bill the insurance.
Could we be sited for not treating each employee equally by giving them different benefits because we might have a sickly employee and a healthly employee.
If 1 & 2 above can't be done, does anyone have a suggestion?
A-TEAM
1)If we bill the employee's insurance, can we write off the balance? This would include deductibles and any co-payments.
2)Another way we have talked about is to write off the office visit and charge our cost on labs and supplies and not bill the insurance.
Could we be sited for not treating each employee equally by giving them different benefits because we might have a sickly employee and a healthly employee.
If 1 & 2 above can't be done, does anyone have a suggestion?
A-TEAM
Comments
BECAUSE YOU ARE A MEMBER OF OUR COMPANY WE OFFER
1) Membership to the SAM's CLUB, which gives you access to many benefit opportunies, like dental care.
2) Membership with a direct deposit system with a associated CREDIT UNION, WHICH INCLUDES A lIFE INSURANCE.
3) A direct link to our medical plan, which allows the employee to turn in to the company their receipts for medical expenses which do not exceed the $300.00 deductable for payment at 50 cents on the dollar. This helps the employee because the ee does not simply loose the total amount accumulated toward the annual deductable. It helps our 3rd party administrator, because every one holds their receipts and turns them into the company verses the plan administrator. It helps the company because we don't get charged for the time spent by the administrator doing "data input" on receipts that would otherwise not get the employee or family member over the required deductable amount. It helps every member of the plan because these cost would be a part of the accumulated total on which the Insurance carrier and the company will compute the premium cost for out years. Example: #299.00 receipts turned into the claims administrator would be processed with no return of these monies. However, if the employee turns in the $299.00 in receipts to our payroll person we will create a accounts payable check for $150.00 payable to the ee. That means it cost us $150.00 for an otherwise expense of $299.00 if it goes to the Insurance carrier. This happens after the first of the new year.
4) Because you are a member of our company you can join the local theme park at much reduced rates.
Hope this helps with some ideas!
PORK
I do not see any other issues.