Group Health Benefits - without a broker?
We are in Indiana and are an employer with 90 employees.
Does anyone know if it is possible to work directly with health/dental providers WITHOUT going thru a insurance broker?
We currently use a benefits broker, but are lookign to cut costs. Altough we do not pay the brokers commissions, they are paid by the providers....I am sure ultimately we do becaue it ups the price of the insruance. Wondering if we cut out a broker, and soliciet our own rates individually from providers on behalf of the group...if it will cut our rates at all.
Anyone know if this is even possible?