Benefits
Gloria
36 Posts
Ques.1 - Our company,(nonprofit in New York City),currently has a self insured Health Benefit Plan. Employees can elect to have premium contributions deducted on a pre tax or after tax basis (Section 125). Is it legal to pay the employee to opt out of the health benefit plan?
Our employees contribute 10% of the premium through payroll deductions. If an employee waives coverage under our plan, would that employee be eligible to enroll in Govenment sponsored plans, i.e. Healthy NY, Child Health Plus etc., which is basically Medicaid? Would Gov. Agency reimburse employee's cost of premiums and or co pays based on employee's total income?
Thank you for your help with this.
G
Our employees contribute 10% of the premium through payroll deductions. If an employee waives coverage under our plan, would that employee be eligible to enroll in Govenment sponsored plans, i.e. Healthy NY, Child Health Plus etc., which is basically Medicaid? Would Gov. Agency reimburse employee's cost of premiums and or co pays based on employee's total income?
Thank you for your help with this.
G
Comments
As far as the Gov. Agencies, I haven't a clue.
There are rules in NY State concerning the maximum amount of payroll deductions that can be taken. The inquiry from the state includes a form (for the ers benefit) which when completed will indicate whether or not the deductions allowed are over the limit. If it is, than the ee would be eligible for the state program.