change in company, now no coverage??
K_Lynch
25 Posts
I have a member of upper managment that became disabled the end of April. Our company changed short term disability coverage carriers, effective May 1. The policy states that the ee must be actively at work on the effective date to qualify for coverage. It has been suggested that I "change" the paperwork to reflect a May 1 last day at work.
I am not comfortable doing this, however, otherwise, it appears that this person has no coverage. Test results indicate the ee will be out maybe a total of 16-20 weeks.
HELP
I am not comfortable doing this, however, otherwise, it appears that this person has no coverage. Test results indicate the ee will be out maybe a total of 16-20 weeks.
HELP
Comments
Two, I may be misunderstanding something, but you indicated you changed carriers on May 1, which implies the PREVIOUS carrier was still covering your employees until May 1. Therefore, I would think your employee would be able to file a claim with the previous carrier being responsible. I wouldn't expect the new one to be responsible for anything prior to May 1, unless, as suggested above, your contract allows this.
there are several provisions in contracts that would allow this.
contact the old company and discuss situation with them. if negative answer,
contact the new company and send them old policy and see if new company can provide you with guidance. it's worked for me a couple of times.